Resources & Guides
Down Payment & Closing Cost Assistance Programs*
*These programs may have income restrictions, geographical restrictions, First-Time Homebuyer requirements, etc. Please visit the program websites and/or reach out to Kevin for more details.
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The CalHFA Dream For All Shared Appreciation Program allows moderate income homebuyers to put little to no down on their purchase, as CalHFA will provide a 20% loan for use as a down payment. No payments need to be made on the loan, unless the homeowner wants to pay off the loan or sell the property, at 20% of the then-property value or sales price, respectively.
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CalHFA's Forgivable Equity Builder Loan grants you a loan of up to 10% of the purchase price of the home for use as a down payment. The loan is forgivable if you continuously occupy the home as their primary residence for five years.
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The GSFA Platinum® — Down Payment Assistance Program grants up to 5.5% of the purchase price toward closing costs and/or down payment funds.
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The NeighborhoodLIFT grants you up to $25k toward closing costs and/or down payment funds.
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Available in select areas, these two programs in conjunction with each other offers up to $10k in the form of a down payment grant up to $7.5k in the form of a closing cost credit.
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You may qualifies for other programs in addition to and/or in conjunction with the ones listed above! There are many programs that are employer, industry, city, or county specific. Reach out to Kevin for more details!
Preferred Rate Lending Programs*
*These programs may have income restrictions, geographical restrictions, First-Time Homebuyer requirements, etc. Please visit the program websites and/or reach out to Kevin for more details.
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Bank of America's Affordable Loan Solution® mortgage allows borrowers to put as little as 3% down with a preferred rate. Private Mortgage Insurance (PMI) is required.
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First Republic Bank's Community Eagle Program offers a 4.75%, 30-year fixed rate in select areas. Does require 20% down and more reserves than other lenders. May work with Forgivable Equity Builder Program.
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CitiBank's Home Run Program offers borrowers loans with as little as 3% down with a preferred rate and no private mortgage insurance (PMI).
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You may qualifies for other programs in addition to and/or in conjunction with the ones listed above! There are many programs that are employer, industry, city, or county specific. Reach out to Kevin for more details!
Buyer’s Guide
A comprehensive Buyer’s Guide to walk you through the home buying process, including detailed definitions of Key Real Estate Terms, a descriptive process timeline, what I and Compass can offer, and a Buyer’s Workbook.
Seller’s Guide
A comprehensive Seller’s Guide to walk you through the home selling process, including detailed definitions of Key Real Estate Terms, a descriptive process timeline, a marketing plan, and what I and Compass can offer.
Compass Concierge
A hassle-free way to sell your home faster and for a higher price, Compass Concierge helps you maximize its value with home improvement services like staging, flooring, painting and more, including project management, all with no upfront costs, nor interest. Check out the Testimonials!
Questions?
Contact Kevin for more Information!